Monday, September 19, 2011

Still, No Verdict

I know, it looks perfectly horrifying.  This is the barn that is on the house we are buying.   But, if you'll notice, the topline on the roof is straight as can be, no sagging, the hefty post & beam frame is mostly solid.  We have a contractor that has agreed to do the roof and structural issues for the modest budget we have available to us.  Our plan was to start with that, get it buttoned up as much as possible and then do the siding and such as we had the funds.  Then, the appraiser put a hitch in that plan today.

Apparently, we're going to need to have the siding done and stained as well as the front of the barn (shown above) repainted as well...before closing.  There is NOTHING as frustrating in home purchasing as dealing with the federal government to obtain the loan.  The hoops you must jump through, the paperwork that has to be submitted, the rules and red tape are the most annoying process in obtaining a mortgage as possible.  And we thought we had the ol' girl saved.  Now, not so sure, really not sure at all.  

After Music Man being unemployed for 14 months before obtaining this last job, we don't have unlimited funds to accomplish all that needs to be done.  So, now we are back to whether the barn stays or goes.  I'm beginning to mourn it as this piece of American history may, yet again, be on the chopping block.  We want so badly to save it, but as I told the old structure today, "Yer not making this easy!".

And that is without even knowing what is and isn't going to be required to be done in the house itself.  We're in a waiting pattern now (yet again!) to get the appraisal report and the underwriters requirements back, probably a week or so from now.  Closing date?   A very distant future.  Sure could use a little good news today.

As frustrated as possible, ~Peacemom

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